Debt Payoff Planner
List your credit cards and personal loans, add anything extra you can pay, and see your debt-free date. Compare the snowball and avalanche strategies side by side.
Your debts
| Name | Type | Balance | Rate % APR | Min / month |
|---|
Your plan
Debt-free in
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Around
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Total interest
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Total paid
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Balance over time
Payoff order
| # | Debt | Rate | Starting balance | Interest paid | Cleared |
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About
Each month every debt is charged interest, you pay the minimum on all of them, and anything left (your extra, plus the freed-up payments from debts already cleared) goes to one focus debt. Avalanche focuses on the highest rate to save the most interest; snowball focuses on the smallest balance for faster wins. This is general information, not financial advice.